Dhani Loan App suhail ytr

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Dhani Personal Loan Highlights
Interest Rate13.99% p.a. onwards
Loan AmountRs 1,000- Rs 15 lakh
Loan Tenure3 months-2 years
Processing Fees3% onwards

Note: Rates as of 14th June 2023

dhani loan app suhail ytr Dhani Loans and Services Personal Loan Interest Rates

The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards. While Indiabulls has not disclosed the factors determining the personal loan interest rates offered to its personal loan applicant, lenders usually factor in the age, credit score, monthly income, employer’s income, job profile, loan repayment history, etc. of their personal loan applicants while setting their personal loan interest rates.

dhani loan app suhail ytr Comparison of Personal Loan Interest Rates Offered by Different Lenders

Banks/NBFCsInterest Rates(p.a.)
Axis Bank10.49% onwardsApply Now
IndusInd Bank10.49% onwardsApply Now
IDFC Bank10.49% onwardsApply Now
HDFC Bank10.50% onwardsApply Now
ICICI Bank10.50% onwardsApply Now
Kotak Mahindra Bank10.99% onwardsApply Now
Tata Capital10.99% onwardsApply Now
Bajaj Finserv11.00% onwardsApply Now
Federal Bank11.49% – 14.49%Apply Now
DMI Finance12% – 36%Apply Now
L&T Finance12% – 36%Apply Now
MoneyTap12.96% onwardsApply Now
Piramal Finance12.99% onwardsApply Now
Aditya Birla13% onwardsApply Now
MoneyView15.96% onwardsApply Now
Cashe27.00% onwardsApply Now
KreditbeeUp to 29.95%Apply Now
dhani loan app suhail ytr

dhani loan app suhail ytr Personal Loan Processing Fees and Charges

Type of ChargesFees
Processing Fees3% onwards
Foreclosure/pre-payment charges>6 months: 5%
Bounce ChargesFor salaried: Rs 400 per bounce
For self-employed: Rs 750 per bounce
Late payment penalty3% per month
Stamp duty chargesAs per laws applicable
Duplicate NOCRs 500 per request
Repayment mandate/instrument swapping chargesRs 500 per request
Loan cancellation chargesRs 3,000
Loan re-booking chargesRs 1,500
Statement of account chargesRs 500
Duplicate repayment scheduleRs 500

Eligibility Criteria for dhani loan app suhail ytr Personal Loan

Indiabulls offer personal loans to salaried and self-employed individuals. While the NBFC has not clearly stated the minimum cut-offs for credit score and monthly income, Indiabulls like most lenders is likely to factor in the credit score, employer’s profile, EMI/NMI ratio, monthly income, etc. of a personal loan applicant while evaluating their personal loan eligibility.

Documents Required for Loan Application dhani loan app suhail ytr

The following are the key documents required to apply for a Dhani personal loan:

  • PAN card details
  • Address proof (Voter ID card, Ration card, utility bills, etc.)

FAQs

1. How long does it take for Dhani Personal Loan disbursal?

Ans. Dhani Loans and Services offer instant sanction and disbursal of the personal loan into the bank account of the applicant in a matter of minutes. The loan processing is completely online and requires minimal documentation. The NBFC also offers pre-approved personal loans to select customers qualifying its income and other eligibility requirements.

2. Can I make prepayments on the personal loan availed from Dhani Loans and Services?

Ans. Yes, you can make prepayments on the personal loan availed from Dhani Loans and Services. No prepayment charges are levied on loan amounts below Rs 20,000. Pre-payments can be made only after 6 months from the date of loan disbursal subject to prepayment charges of 5%.

3. Can I choose between fixed and floating interest rates?

Ans. Dhani Loans and Services offers personal loans at fixed rates only.

4. What is the minimum credit score at which the applicants avail Dhani Personal Loans?

Ans. Dhani Loans and Services has not stated the cut-off credit score for personal loan applicants. However, credit scores of 750 and above usually increase the chances of availing personal loans at lower interest rates.

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